News/Blog - Engaged Finance

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Explaining Lenders Mortgage Insurance and Waivers

18 September 2025

Navigating the world of home loans can be complex, especially when it comes to understanding Lenders Mortgage Insurance (LMI) and the possibility of waivers. Let’s clarify these concepts to help you make informed decisions on your home buying journey. What is Lenders Mortgage Insurance? LMI is a one-off insurance premium

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Home Inspection and Appraisal Processes Explained

11 September 2025

Buying a home is a significant investment, and understanding the home inspection and appraisal processes is crucial to ensuring you make a sound decision. Let’s break down these steps to help you navigate your home buying journey with confidence. Home Inspection A home inspection is a thorough examination of a

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What Defines a Digital Mortgage?

5 September 2025

In today’s fast-paced world, the way Australians approach home buying is rapidly changing, and digital mortgages are at the forefront of this transformation. But what exactly is a digital mortgage, and how can it benefit you as a homebuyer? Understanding Digital Mortgages A digital mortgage is essentially a home loan

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Questions to Ask Before Refinancing

27 August 2025

Refinancing your mortgage can be a wise financial decision, but it’s important to ask the right questions before proceeding. First, determine your primary goal: Are you seeking lower monthly payments, a better interest rate, or a shorter loan term? Next, consider the costs involved, such as application fees, valuation fees,

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